Financial scams are everywhere, and unfortunately seniors can be easy targets for scammers. These unethical people like to set their sights on the elderly because they believe older adults have a larger amount of money sitting in their bank accounts. Yet, low-income seniors are not safe from these scams either: The FBI estimates seniors lose more than $3 billion each year to fraudsters.
Because financial scams may be difficult to prosecute, scammers can get away with hundreds of scams before they face any repercussions. The devastation these criminals leave behind is anything but low, however, and many adults and their families are left in a frightening, vulnerable position.
Identity Guard(R) can help seniors protect themselves and their families against the most prominent scams and avoid having to deal with financial fraud.
How does Identity Guard work?
The earlier you know about a threat to you or your loved one’s identity, the easier it is to protect yourselves. However, staying one step ahead of the threats can be difficult, as there are thousands of potential threats being reported every day. These alerts will allow you to monitor your personal information before any damage has been done. Identity Guard had an independent third-party company test the speed of their alerts against the competition, and it found that Identity Guard had four-times faster alerts than its competitors. Typically, these alerts are sent within seconds of an event taking place, which gives you ample time to respond.
With Identity Guard, you’ll never have to respond to these identity threats alone. If Identity Guard detects a threat, you can reach out to them to help resolve it with expert guidance and a personal case manager from start to well beyond finish. Identity Guard’s call center is 100% based in the United States and offers expert employees with years of experience handling ID-theft-related calls.
For every case of identity theft, you’ll be assigned a dedicated agent who will work with you until the case is closed. This means you’ll be working with the same agent every time you call in. Even when the case is closed, Identity Guard’s agents will monitor the case for 60 more days to make sure everything is secured.
Identity Guard is protection you can trust
Identity Guard isn’t new to the game. They’ve been in this industry for approximately 25 years and have helped protect approximately 47 million consumers in that time. Identity Guard has built up a great reputation with their service, and they have many positive reviews from other editorial sites, such as U.S. News, Safehome.org, Safety.com, The Balance, and ConsumersAdvocate.org.
Up to 33% discount with SeniorsMatter
Identity Guard knows how important it is to protect the personal identity of our seniors, so they’ve offered a 33% discount of Identity Guard’s homepage pricing to all SeniorsMatter readers. Choose any protection plan and receive up to 33% off your membership. All plans will give you access to a U.S.-based case manager should you be affected by identity theft, a risk management score, the new IBM(R) Watson(TM) Artificial Intelligence, Identity Guard’s online dashboard and mobile app, and a $1 million insurance** for eligible losses to help you recover in case of a theft. To decide which plan is the best for the senior in your life, see a breakout of the plans below.
Value Plan – Individual $7.20/month OR Family $11.99/month
- Alerts for your personal information on the dark web, high-risk transactions, and personal threats detected by Watson Artificial Intelligence
- Access to a safe browsing extension
Total Plan – Individual $15.99/month OR Family $23.99/month
- Everything offered in the Value Plan
- Monthly credit score*
- Alerts for three-bureau credit changes, bank account takeovers, and requests to open checking or savings accounts with your information
Ultra Plan – Individual $23.99/month OR Family $31.99/month
- Everything offered in the Value Plan
- Everything offered in the Total Plan
- Alerts for three-bureau credit report, credit and debit card monitoring, 401(k) and investment monitoring, criminal and sex offense monitoring, USPS address change monitoring, and home title monitoring
- Access to a Social Insight Report tool
*The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your Experian or TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.
** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.